SMS Terms and Conditions

Effective date: April 3, 2026

SavvX SMS Messaging

By providing your phone number and creating a SavvX account, you consent to receive SMS messages from Savvx LLC regarding:

  • Account verification — Two-factor authentication codes for login and registration security
  • Coaching alerts (opt-in only) — Spending optimization tips, wrong-card-used alerts, and benefit enrollment reminders

Message frequency varies. For verification codes, you will receive a message each time you log in. For coaching alerts, frequency depends on your spending activity and notification preferences.

Consent

By signing up for SavvX, you consent to receive SMS text messages using an automatic telephone dialing system. Consent to receive marketing text messages is not required as a condition of purchasing any goods or services.

By signing up, you confirm you are at least 18 years of age.

Opt-Out (STOP)

You may opt out of coaching alert messages at any time by:

  • Replying STOP to any SavvX SMS message
  • Disabling coaching alerts in your account Settings

After opting out, you will receive a confirmation message. Note that verification codes for login security cannot be disabled as they are required for account security. You may use the "Skip for now" option during login if you are unable to receive SMS.

Help (HELP)

For additional information, reply HELP to any SavvX SMS message, or contact us at support@savvx.com.

Message and Data Rates

Standard message and data rates may apply. SavvX does not charge for SMS messages, but your mobile carrier may charge you for each message received.

Supported Carriers

SavvX SMS messages are delivered via Twilio and are supported by all major U.S. carriers, including AT&T, T-Mobile, Verizon, and Sprint/T-Mobile. Carriers are not liable for delayed or undelivered messages.

Privacy

We do not share SMS opt-in data or phone numbers with any third parties for marketing purposes. Your phone number is used solely for account verification and optional coaching alerts as described above. For full details, see our Privacy Policy.

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