Our Covenant
No affiliate links
No card partnerships
Never sell your data
No ads
Subscription only
A household paying with debit leaves $1,128 a year uncollected. SavvX shows you how to close it.

30 days free, then $6.49/mo.

SavvX collects your transaction data automatically — via Plaid, with no password sharing — and turns it into a dollar figure: exactly what your current wallet is costing you and what a better one would return. One plan. No card company kickbacks. Ever.

30 days free

SavvX Subscription

$6.49/mo

Card required at signup. Not charged until day 31, then $6.49 every month until you cancel.

Cancel any time in Settings, in two clicks, and you keep access through the period you have already paid for.

And if the first month is not worth it, tell us within 30 days of that charge and we will refund it in full.

Start your 30-day free trial

No charge for 30 days · Cancel anytime · Secure checkout via Stripe

SavvX works with US-issued cards and US bank connections.

What your subscription pays for

Full Wallet Gap analysis — your personal dollar amount
Personalized card recommendations, net of annual fee
SavvX Noticed — a text when a purchase goes on the wrong card (opt-in)
Status benefit valuation (lounge, hotel, rental car)
Statement credit tracking — used vs remaining
Spending by category — wrong card alerts
Annual fee renewal alerts — 30 days before each renewal
Text & email notifications
Methodology transparency — see exactly how every number is calculated

But NerdWallet is free — why would I pay?

Because free tools are paid by the bank when you sign up for a card they recommend. Their "best" card is the one that pays them the most. You're not their customer — you're their product.

ServiceCostAffiliate revenue from card issuers
NerdWalletFree✗ Yes
Credit KarmaFree✗ Yes
The Points GuyFree✗ Yes
MaxRewards$9–30/mo✓ Never
CardPointers$9.99/mo✓ Never
SavvX$6.49/mo✓ Never

Our promise to you

SavvX collects no affiliate revenue from card issuers — not a dollar, not a referral, not a placement fee. Every competitor says they do not sell your data; we said the harder thing: we do not take money from the companies whose cards we rank. That is the only way to guarantee our recommendations are based purely on your data.

No affiliate links
No card partnerships
Never sell your data
No ads
Subscription only