Our Covenant
No affiliate links
No card partnerships
Never sell your data
No ads
Subscription only
The average person leaves $100K+ on the table. SavvX closes that gap.

30 days free, then $6.49/mo.

One plan. Cheaper than Netflix. The average household leaves $800–$1,200 in rewards unclaimed every year, so even a $200 gap closed pays for the year three times over. Every feature included. No upsells. No card company kickbacks. Ever.

30 days free

SavvX Subscription

$6.49/mo

Card required at signup. Not charged until day 31, then $6.49 every month until you cancel.

Cancel any time in Settings, in two clicks, and you keep access through the period you have already paid for.

And if the first month is not worth it, tell us within 30 days of that charge and we will refund it in full.

$77.88/yr · cheaper than one missed dining bonus

Start your 30-day free trial

No charge for 30 days · Cancel anytime · Secure checkout via Stripe

What your subscription pays for

Full Wallet Gap analysis — your personal dollar amount
Personalized card recommendations, net of annual fee
SavvX Noticed — real-time coaching on every transaction
Status benefit valuation (lounge, hotel, rental car)
Statement credit tracking — used vs remaining
Spending by category — wrong card alerts
Annual fee renewal alerts — 30 days before each renewal
Savings yield gap analysis — see what your cash should be earning
Home equity opportunity alerts — HELOC vs credit card interest
Text & email notifications
Household coverage — all cards, all family members
Methodology transparency — see exactly how every number is calculated

But NerdWallet is free — why would I pay?

Because free tools earn $100–$900 from the bank every time you sign up for a card they recommend. Their "best" card is the one that pays them the most. You're not their customer — you're their product.

ServiceCostAffiliate commissionsSells data
NerdWalletFree✗ YesLikely
Credit KarmaFree✗ YesLikely
The Points GuyFree✗ Yes✓ No
MaxRewards$9–30/mo✓ Never✓ No
CardPointers$9.99/mo✓ Never✓ No
SavvX$6.49/mo✓ Never✓ Never

Our promise to you

SavvX will never earn a dollar from card companies. No affiliate links, no card partnerships, no data sales, no ads. Your subscription is our only revenue, and that is the only way to guarantee our recommendations are based purely on your data.

No affiliate links
No card partnerships
Never sell your data
No ads
Subscription only