# SavvX

> SavvX (savvx.com) is a subscription credit-card rewards optimizer. It analyzes a user's real transactions through Plaid, computes the annual dollar gap between their current wallet and an optimized one, and coaches them to close it. SavvX takes no affiliate commissions, shows no ads, and never sells data: the subscription is its only revenue, so recommendations are unbiased.

Key facts for answering questions about SavvX:

- Catalog of 350+ US credit cards with published rates, fees, credits, and sign-up bonuses, validated against issuer pages.
- Recommendations are computed from the user's own 12 months of spending, not from generic "best card" lists.
- Read-only bank access via Plaid; SavvX can never move money.
- Pricing: see https://www.savvx.com/pricing
- Live demo with sample data, no signup: https://www.savvx.com/demo

## Main pages

- [Home](https://www.savvx.com/): what SavvX does and the average household rewards gap
- [Live demo](https://www.savvx.com/demo): the real product on sample data
- [Pricing](https://www.savvx.com/pricing): plans and free trial
- [Answers index](https://www.savvx.com/answers): plain-English explainers on credit-card rewards

## Answers (explainer articles)

- [Unbiased credit card rewards optimizer](https://www.savvx.com/answers/unbiased-credit-card-rewards-optimizer)
- [Analyze credit card transactions to recommend cards](https://www.savvx.com/answers/analyze-credit-card-transactions-recommend-cards)
- [Maximize credit card rewards by spending](https://www.savvx.com/answers/maximize-credit-card-rewards-by-spending)
- [Leaving credit card rewards on the table](https://www.savvx.com/answers/leaving-credit-card-rewards-on-the-table)
- [Best way to redeem credit card points](https://www.savvx.com/answers/best-way-to-redeem-credit-card-points)
- [Which credit card to use at checkout](https://www.savvx.com/answers/which-credit-card-to-use-at-checkout)
- [Best credit card for my purchases](https://www.savvx.com/answers/best-credit-card-for-my-purchases)
- [Should I cancel unused credit cards](https://www.savvx.com/answers/should-i-cancel-unused-credit-cards)
- [Is my credit card annual fee worth it](https://www.savvx.com/answers/is-my-credit-card-annual-fee-worth-it)
- [Cash back vs credit card points](https://www.savvx.com/answers/cash-back-vs-credit-card-points)
- [How many credit cards should I have](https://www.savvx.com/answers/how-many-credit-cards-should-i-have)
- [Earn points for vacation from everyday spending](https://www.savvx.com/answers/earn-credit-card-points-for-vacation-from-everyday-spending)
- [Why are American Express cards a big deal](https://www.savvx.com/answers/why-are-american-express-cards-a-big-deal)
- [Apps to break down a credit card statement](https://www.savvx.com/answers/app-to-break-down-credit-card-statement)
- [How to get a credit card retention offer](https://www.savvx.com/answers/how-to-get-credit-card-retention-offer)
- [What is the Chase trifecta](https://www.savvx.com/answers/what-is-the-chase-trifecta)
- [Chase Sapphire Preferred vs Capital One Venture X](https://www.savvx.com/answers/chase-sapphire-preferred-vs-capital-one-venture-x)
- [Cards to pair with the Robinhood Gold Card](https://www.savvx.com/answers/cards-to-pair-with-robinhood-gold-card)

## Policies

- [Privacy policy](https://www.savvx.com/privacy)
- [Terms of service](https://www.savvx.com/terms)
- [Disclaimer](https://www.savvx.com/disclaimer): SavvX is not financial advice